With the trip to Ireland fast approaching it was time to make sure all the “necessaries” were in place and everything was still valid, i.e. insurance, breakdown cover, EHIC card (for what it’s worth!) etc. etc.
I have to admit that I think I have been a little naïve with the motor home insurance (which I think that given this is the first one we have owned is forgivable) as I naturally assumed the policy would include some European travel cover. Every car insurance policy I have had has included up to four weeks European cover as standard, even when I said I didn’t want European cover, and so I thought this would be the case with the motor home. Well, it appears that I was wrong in my thinking and that there is no European cover included.
Fortunately I had enough time to get it sorted out but I was financially stung in doing so. I have two months left to run on the motor home insurance policy and my “friendly” insurance company has decided that to add European cover for the remainder of the term is going to cost ninety one quid, and a few pennies! That’s right the best part of a hundred quid extra for a two week trip around Ireland.
To say I am a little annoyed is an understatement. My insurance company doesn’t offer single trip insurance policies and it is an “all or nothing” extra I have to pay for. Had we not already paid for the ferries (getting over to Ireland and back isn’t cheap – mainland Europe is far, far, far cheaper) I would have said stuff it, stayed in the UK and sorted a European trip next year – obviously sorting out the insurance and shopping around when the existing policy comes up for renewal. I hate insurance companies with a passion and over the years I, like thousands of other people out there, have paid out several thousand pounds, never made a claim and still get stung with increasing premiums and extortionate charges when I need to tweak an existing policy. Insurance companies are scum, a blood sucking parasite and even though they are regulated by the FSA or whatever, insurance companies are a law unto themselves.
The insurance company I am with is Royal Sun Alliance, and I had no option other to give them my card details and suck up the two month European cover. Needless to say when the renewal comes up I will not be insuring with the robbing (Insert your own word here) again and I will go elsewhere. I’m afraid all my toys are out of the pram, and I will be using another insurance company even if I have to pay more to do so.
This post is a rant about the thieving insurance company I use but it is also to provide some food for thought and something to think about when it comes to insuring your motor home or campervan. When the time comes to renew your motor home insurance policy I would suggest you seriously think about whether you are going to go to Europe over the year before taking the policy and handing over your card details
The cost of this trip to Ireland is starting to escalate more than I thought it would and the costs are starting to spiral out of control. Before planning the trip to Ireland I had read that it was a “little more expensive” than going to mainland Europe, however the way the costs are increasing I can confirm that a trip to Ireland is far more expensive than a trip to mainland Europe.
My last trip to Europe was a four day rally where we travelled through France, Belgium, Switzerland before ending up in Naples and the travel costs, including the fuel, of this road trip was less than I have already spent on the ferries and insurance for the Irish trip – and I still have fuel to go!
Whilst the costs are mounting up and are becoming a bitter pill to swallow I am not going to let them put a downer on the trip to Ireland before we go – I just hope it’s worth it.
The up and coming tour of Ireland in the motor home
Getting ready and preparing for the two week motor home tour of Southern Ireland has been, hang on is being a total mission and a bit more of a faff than I thought it was going to be. If you want to read about my experience trying to get this motor home tour up off the ground please feel free to check out the following links:-
About the author
A total motor home newbie with a six year camping background in a folding camper. A keen blogger sharing my experience of researching, choosing, buying and owning a motor home. and every thing that goes with it.
The Motor home